Chapter 13: Communities At Risk and Housing

How do big economic downturns, such as the Great Recession and COVID, exacerbate residential instability or make it harder for people to have stable homes?

• They increase job opportunities and wages, leading to more stable homes.

• They lead to a surplus of affordable housing, making it easier to find stable homes.

• They cause loss of employment and financial strain, leading to residential instability.

• They improve the economy quickly, ensuring residential stability.

What is a community defined as?

• A group of people with common interests.

• A unit based on geography or shared interests.

• A collection of houses with similar designs.

• A place where people go to work.

What is one of the practices mentioned that can create change in communities?

• Community organizing

• Professional networking

• Online marketing

• Corporate restructuring

Which group is more likely to reside in at-risk communities?

• More economically advantaged residents

• Tourists

• More economically disadvantaged residents

• Business owners

What is considered difficult when transitioning from renting to homeownership?

• Finding a suitable location

• The leap itself due to various fees and mortgages

• Understanding property laws

• Negotiating rent agreements

What is subsidized housing?

• A) Housing provided by private corporations

• B) Housing with no application process

• C) Government-supported housing

• D) Housing exclusively for the elderly

Which of the following is associated with subsidized housing?

• A) Private loans

• B) Section 8 vouchers

• C) Homeownership programs

• D) Rental insurance policies

What is one negative impact of shared housing?

• Increased cost of living

• Enhanced social interactions

• Privacy and ability to relax negatively impacted

• Better access to amenities

What are segregated communities typically separated by?

• Language proficiency

• Income levels

• Race, ethnicity

• Education levels

What technique is used to monitor housing providers to ensure equal opportunities for housing?

• Background checks on applicants

• "Secret shopper" techniques

• Public surveys

• Randomized control trials