40 QUESTIONS 5 OF 8

In Commercial Auto Coverage, the limit of liability will pay for damages regardless of the number of:

• Covered autos

• Insureds

• Premiums paid

• All of the above

Which of the following statements is true?

• Underinsured motorist coverage insures a driver who is insured but the coverage is lapsed for non-payment.

• Uninsured motorist overage provides payment for the bodily injury to the insured when struck by a driver who is adequately insured.

• Underinsured motorist coverage insures a driver who is insured but the coverage is inadequate.

• Uninsured motorist coverage does not provide payment for the pain and suffering.

Motor Carrier Coverage Forms are designed for:

• Contract carriers

• Private carrier

• Common carriers

• Both a and c

Which of the following is a covered peril under Specified Causes of Loss coverage?

• Fire

• Lightning

• Windstorm

• All of the above

Judy needed an x-ray for a possible fractured wrist caused by an automobile accident. Which coverage from her auto policy will pay for this service?

• Personal injury liability

• Medical Payments

• Bodily injury liability

  
  

• Vicarious liability
  

On a Personal auto policy, collision coverage provides what type of coverage to the client?

• If client's vehicle is stolen, collision coverage will pay for the theft of the vehicle.

• If client's vehicle is damaged in an accident, collision coverage will pay for repairs over the collision deductible listed on the personal auto policy of the client.

• If client is injured in an auto accident or injures another person, collision coverage will pay for the medical costs for the client and other individuals.

• All of the above

Which part of the Personal Auto Policy is Uninsured Motorist Coverage?

• Part A

• Part B

• Part C

• Part D

Which part of the Personal Auto Policy is Part A?

• Liability Coverage

• Medical Payments

• Duties After an Accident or Loss

• Coverage for Damage to Your Auto

Which limit of liability provision in an auto insurance policy has a maximum aggregate per accident coverage amount no matter the type of loss?

• Combined Single Limit

• Split Limits

• Aggregate limits

• Per Person Limit

Rental Reimbursement Expense coverage under an auto policy will be provided for which of the following?

• The vehicle is in the repair shop for routine maintenance.

• There is a recall on your car's catalytic converter.

• Your car was rear-ended in a car accident.

• All of the above.