SALAM

In Salam contract

• Delivery is deferred & payment is spot

• Delivery is deferred & payment is deferred

• Payment is deferred & delivery is spot

• Payment is spot & delivery is spot

Yang manakah antara berikut TIDAK BENAR berkenaan modal pembiayaan Salam?

• Modal pembiayaan Salam perlu diketahui kedua-dua pihak sama ada dibayar tunai atau barang

• Modal Salam boleh dibayar pada bila-bila masa sebelum penghantaran barangan

• Hutang diterima daripada pelanggan tidak boleh ditukar kepada modal Salam

• Semua adalah tidak benar

Pak Ali is a farmer. He needs some capital to buy seeds for his crops that he intends to plant. Bank Pertanian is ready to provide him with the capital needed. Which concept is suitable for his application?

Pilih definisi YANG BENAR berkenaan Salam ......................

• Pembayaran pendahuluan secara penuh untuk sesuatu barangan & akan dihantar kemudian

• Kontrak tersebut secara jelasnya tidak mengikat sama ada pelanggan atau penjual

• Perjanjian jualan dimana pembuat (pengilang) diminta untuk membekalkan barang spesifikasi yang telah dipersetujui kadar, masa & tempat penghantaran

• Ia adalah suatu perintah kepada buruh atau tukang untuk membuat sesuatu tugasan dengan perjanjian ianya akan dibayar dengan harga yang pasti apabila ianya telah dibuat

In Salam contract, which party makes the advance payment?

• Seller

• Buyer

• Both parties equally

• Payment is made at the time of delivery

Which of the following is a requirement for a valid Salam contract?

• The subject matter must be perishable goods

• The price must be paid in advance

• The quantity and quality of the goods must be specified

• The delivery must be made before the payment

What is the ruling regarding Salam in Islamic jurisprudence?

• It is considered forbidden (haram)

• It is considered disliked (makruh)

• It is considered permissible (halal)

• It is considered obligatory (wajib)

What is the primary purpose of a Salam contract in Islamic finance?

• To facilitate immediate delivery of goods

• To provide a loan with interest

• To enable pre-purchase of goods for deferred delivery

• To ensure profit-sharing between parties

Provide the example of a Salam contract

Which of the following conditions is NOT typically required for a valid Salam contract in Islamic finance?

• Specification of the quantity and quality of the goods being sold

• Agreement on the price to be paid upfront

• Permission for the seller to deliver the goods before receiving payment

• Involvement of a third-party guarantor to ensure fulfillment of the contract