Other Types of Insurance

How does pet insurance compare to human health insurance?

• It is exactly the same as human health insurance.

• It only covers pets for accidents and not for illnesses.

• It works similarly but is specifically for pets.

• Pet insurance covers more health issues than human health insurance.

What is the difference between short-term and long-term disability insurance?

• Short-term disability insurance covers disabilities for a lifetime, while long-term covers only a few months.

• There is no difference; they are the same type of insurance.

• Short-term disability insurance covers disabilities for a shorter period than long-term disability insurance.

• Long-term disability insurance is for accidents only, while short-term covers both accidents and illnesses.

When should a life insurance policy be considered appropriate?

• When a person has no dependents or debts.

• When a person wants to invest in the stock market.

• When a person has dependents or debts that could be a burden in case of their death.

• When a person is starting a new job.

How should one decide on the best type of life insurance for their needs?

• By choosing the most expensive policy available.

• By assessing their individual circumstances and selecting the policy that fits best.

• By selecting the policy with the shortest term.

• By choosing the same insurance as their friends or family.

Which type of pet insurance would cover Dennis's cat that got injured by a teenager riding a skateboard?

• Accident & illness

• Accident only

• Wellness insurance

• Not covered by any pet insurance

What type of pet insurance would be suitable for Marsha's dog who seems lethargic and isn't eating much?

• Accident & illness

• Accident only

• Wellness insurance

• Not covered by any pet insurance

What type of pet insurance would Colin need for routine check-ups to ensure his cat's ears and teeth are clean?

• Accident & illness

• Accident only

• Wellness insurance

• Not covered by any pet insurance

What does the "waiting period" refer to when signing up for pet insurance?

• The time it takes to process the insurance application

• The time after signing up when coverage starts

• The time when pet insurance premiums are calculated

• The time frame in which accidents are not covered

According to Flora, why is it more important to purchase long-term disability insurance?

• Because it covers short-term illnesses and injuries.

• Because long-term disabilities are less common.

• Because you might not be able to work for years.

• Because it is less expensive than short-term disability insurance.

Why won't Finn's idea about waiting to sign up for disability insurance until after something happens work?

• Because disability insurance is not available after an incident occurs.

• Because premiums are higher after an incident.

• Because disability insurance must be purchased before an incident.

• Because Finn will not be able to work at all.