Sales & Service

What does the H in HELP stand for?

• Help Eliminate Debt.

• Help Raise Credit Score.

• Help Lower Payments.

• Help Protect you against Predatory Lending.

What does the E in HELP stand for?

• Help Eliminate Bad Debt

• Help Eliminate Fraud

• Help Eliminate High Interest Balances

• Help Eliminate Low Credit Score

What does L in HELP stand for?

• Help Lower Monthly Payments.

• Help Lower Interest

• Help Lower Rates

• Help Lower Balance

What does the P in HELP stand for?

• Protection Coverage

• Provides options for the member.

• Protects Credit Union Assets

• Protects Against Predatory Lending Practices

A 720+ credit score means you can purchase anything regardless of your income. 

• True

• False

What percentage of your credit score is payment history?

• 30%

• 40%

• 35%

• 25%

What percentage of your credit score is Credit Card utilization/capacity?

• 25%

• 30%

• 15%

• 10%

What is our Mission?

(a)  

Guaranteed Asset Protection (GAP) will eliminate the

member’s outstanding loan balance if the vehicle is totaled or

stolen and never recovered

• True

• False

Major Mechanical Protection is a vehicle protection plan that

protects borrowers from the cost associated with most

unexpected mechanical breakdowns.

• True

• False