Credit Knowledge Check-IN
Authored by Derek Johnson
Life Skills
9th Grade
DOK Level 2: Skill/Concept covered
Used 5+ times
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15 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Why is it important to regularly check your credit report?
To ensure there are no errors that could affect your credit score
To find out your credit card balance
To see how much money you have in your bank
To check your employment history
Tags
DOK Level 2: Skill/Concept
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What type of credit card is typically recommended for someone who is building their credit history?
A rewards credit card
A secured credit card
A business credit card
A student credit card
Tags
DOK Level 2: Skill/Concept
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which fee is commonly associated with credit cards when a payment is made after the due date?
Over-limit fee
Annual fee
Late payment fee
Balance transfer fee
Tags
DOK Level 2: Skill/Concept
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What factor has the highest impact on calculating your credit score?
Types of credit used
New credit accounts
Payment history
Credit card balances
Tags
DOK Level 2: Skill/Concept
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a common security feature found on credit cards to help prevent fraud?
Signature panel
Cashback rewards
Magnetic stripe
Photo of the cardholder
Tags
DOK Level 2: Skill/Concept
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How does a credit report help lenders?
It allows them to see your shopping habits
It provides a detailed list of your assets
It helps them assess your creditworthiness
It shows them your academic records
Tags
DOK Level 2: Skill/Concept
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What type of credit card offers rewards such as airline miles or hotel points?
Balance transfer credit card
Business credit card
Travel rewards credit card
Prepaid credit card
Tags
DOK Level 2: Skill/Concept
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