Match the phrase in the Grammar Spotlight with their meaning in Vietnamese.

• mục tiêu ngắn hạn

• down payment

• khoản tiền thanh toán hàng tháng

• set a long-term goal

• đặt mục tiêu dài hạn

• monthly payment

• mục tiêu dài hạn

• long-term goal

• tiền đặt cọc

• short-term goal

Match the phrase in the Grammar Spotlight with their meaning in Vietnamese.

• kinh phí

• loan

• tiền mặt

• salary

• lương

• expenses

• khoản chi tiêu

• budget

• khoản vay

• cash

Match the phrase in the Grammar Spotlight with their meaning in Vietnamese.

• hoàn trả

• in debt

• mắc nợ

• pay off

• chi trả

• pay back

• tiết kiệm

• put away

• trả hết

• afford

Match the phrase in the Grammar Spotlight with their meaning in Vietnamese.

• chưa được quyết định

• up in the air

• tự chủ tài chính

• play my cards right

• rất cao

• inancially independent

• đi đúng hướng

• astronomical

Ed Compton has been drowning in debt, so he has some emergency short-term goals. By the end of the month, he

​ ​ (a)   ​ ​a realistic budget that he can stick to. As a matter of fact, he ​ (b)   ​ the last payment on his car loan by October 30th. In addition, he ​ (c)   saving 10% of his paycheck even before that. If he can stick to his budget and savings plan, Mr. Compton ​ (d)   all the money he owes within the year.​

• intends to have created
• is hoping to have made
• plans to have begun
• expects to have paid back
• plans to have created
• is planning to have paid off
• intends to have started
• hopes to have saved
• expects to have finished

By this weekend, I ... my apartment.

• will have cleaned

• will clean

• clean

• going to clean

At the end of this school year, I intend ... this project.

• to finish

• to finighing

• to have finished

• to finished

By the time I retire I ... enough money to travel

• will save

• will have saved

• is saving

• going to save

By the year 2020, I hope ... my degree

• to have finished

• to has finished

• to finish

• finished

Before I leave this English program, I expect ... my accent

• to perfecting

• to perfected

• to perfect

• to have perfected