1. Approval Media for SME Loans that contains the terms and conditions of the loan, with conformity of approving authorities

• A. General Loans Agreement
• B. Offering Slip
• C. Letter of Undertaking
• D. Credit Advice

2. System used to implement loan amendments

• A. XMAN
• B. RUSH.net
• C. ILAPS
• D. ILS

3. Which of the following documents is always required for mortgage account, regardless of loan purpose?

• A. CAML
• B. SPA
• C. Letter of Guaranty
• D. ULAMA

4. What additional loan document is required if loan purpose is Acquisition with Refinancing from other Bank?

• A. CAML
• B. SPA
• C. Letter of Guaranty
• D. ULAMA

5. For back-to-back Loans, what is the standard loan collateral ratio (LCR) for a dollar-denominated Loan?

• A. 70%
• B. 80%
• C. 90%
• D. 100%

6. Type of encumbrance on real property acquired by the registered owner from the distribution of the estate of the deceased

• A. Section 4 Rule 74
• B. Section 7 RA 26
• C. Lis Pendens
• D. Adverse Claims

7. Type of encumbrance on real property on lost or destroyed title, thus reconstituted

• A. Section 4 Rule of 74
• B. Section 7 RA 26
• C. Lis Pendends
• D. Adverse Claims

8. For construction loans, Charter Ping An automatically covers the Fire insurance upon 90 % stage of completion.

• A. True
• B. False

9. A Title with Free Patent may be sold, mortgaged, or levied upon, after a period of five years, from or after the date of issuance of patent or grant.

• A. True
• B. False

10. If a mortgage account is for foreclosure, the Original Patentee Holder can only redeem the property after one (1) year.

• A. True
• B. False