Credit Score Quiz

Your ___________ includes information about how well you manage your money and pay your bills.

• credit history

• grades at school

• birth certificate

• game collection

Late payments are retained on credit reports for 7 years.

• True
• False

Your credit score is not configured off of which of the following:

• Payment history

• Amount of money owed

• Grades in School

• Length of credit history

Which is an excellent credit score?

• 672

• 555

• 713

• 813

Paying my bills late could negatively affect my credit history.

• True

• False

Which is not included in an individual’s credit report?

• Current and past addresses
• Account balances
• Bankruptcies and foreclosures
• Medical information

Student loans impact your credit score.

• Myth
• Fact

Race and gender are factors in a credit score.

• Myth
• Fact

Bank of America issues you a credit card with a maximum balance of $1,000.  This is an example of:

• Finance Charge
• Co-Signer
• Minimum Payment
• Credit Limit

Which of the following may request your credit report?

• insurance companies
• your employer
• your landlord
• all of the above