Financial Habits Quiz

When I have spare money, I tend to...

• save

• mainly save

• both

• mainly spend

• spend

When making a major purchase, I am...

• debt-averse

• usually debt-averse

• neither or depends on the situation

• usually debt-willing

• debt-willing

I prefer to spend money on...

• possessions

• mainly possessions

• some of both

• mainly experiences

• experiences

In relationships, I prefer finances to be...

• separate

• usually separate

• some merged and some separate/depends on the person

• usually merged

• merged

My spending habits are...

• frugal

• usually frugal

• average

• usually lavish

• lavish

I prefer spending on...

• myself

• mainly myself

• equal amounts

• mainly others

• others

Most of my purchases are...

• planned

• usually planned

• an equal amount

• usually spontaneous

• spontaneous

When making financial decisions, I am...

• risk-averse

• mostly risk-averse

• equal

• mostly risk-willing

• risk-willing

I view money as a source of...

• stress

• mainly stress

• both/equal enjoyment and stress

• mainly enjoyment

• enjoyment

When I think about my financial future, I am...

• pessimistic

• mostly pessimistic

• realistic

• mostly optimistic

• optimistic