Group 9

The trend of centralization of international banking activities is reflected in...

• An increase in the number of international banks operating in the market

• The increase in market share of some large banks in total international banking activities

• A decrease in the number of international banks operating in the market

• Both A and B

What is the difference between a merger and an acquisition?

• No real difference—the terms are synonymous

• An acquisition is a merger involving a hostile takeover

• In a merger, there is never any acquirer or target—two companies simply fuse and the stronger company holds complete control and power.

• Acquisition when the acquirer and the target combine to become one legal entity and the larger company takes over the smaller

Benefit of centralizing international banking activities?

• Increased costs due to duplication of efforts

•  Improved communication and collaboration among international branches

• Difficulty in complying with local regulations

• Reduced efficiency in responding to local market needs

Challenge of centralizing international banking activities?

• Streamlined decision-making process for international transactions

• Reduced ability to respond to local market conditions

• Faster development of new financial products

• Enhanced customer service experience for international clients

Activities involved in centralizing international banking

• Balance between Centralization and Regional Flexibility

• Managing Intercompany Loans

• M&A activities involve the consolidation of companies or assets through various types of financial transactions

• A,B,C