You see a new shirt in the mall and you just can't leave without it. The shirt is on sale for $100. You want to pay for it with your credit card but you only have $75 in your clothes
jar. What do you do?

• Don't buy the shirt. Wait until you have enough money in your clothes jar before
  using the credit card.
• Take the money from your clothes jar and take the rest of the $25 out of your other
  expenses jar.
• Take all of the money from your cell phone payment jar and leave the $75 in your
  clothes jar to buy more clothes another day.
• Take all the money from the Entertainment jar.

You walk outside only to find that your car has been towed because you were parked illegally. You paid the towing company with a check and took this unexpected expense from which jar?

• Entertainment
• Utilities
• Reserves
• Car

You and your friends went to Cancun, Mexico for spring break. You spent all of the money in your vacation jar at the nice restaurants on the beach, but now you want to buy souvenirs for your family. What do you do?

• Take money from your car jar and understand that you will have to use less gas for the
  month.
• Take money from your hair jar and skip a hair appointment.
• Take from your college savings jar knowing that you can replace the money another
  Day.
• Charge everything on your credit card and hope for the best.

Your job paid you $1000.00. Your rent is $450.00, your car payment is $210.00, and your utilities bill is $90.00. What is the total amount of money left over?

• $250.00
• $300.00
• $290.00
• $260.00

You and your friends go out to eat at the Olive Garden. You want to pay for everyone, but your food jar doesn't have enough money in it to cover the meals. What do you do?

• Take all the money from your food jar and take the rest out of your vacation jar.
• Take all the money from your food jar and take the rest out of your car payment jar.
• Take all the money from your food jar and take the rest out of your rent jar.
• Don't buy the food for everyone this time, plan for the future.

Your account was charged $30.00 for an overdraft fee. What is an overdraft
fee?

• A fee for maintaining your account.
• A state tax.
• A fee for over spending.

Which of the following scenarios demonstrates a good budgeting practice?

• Julie’s monthly income is less than his monthly expenses.

• Carly’s monthly taxes are equal to her monthly expenses.

• Rico spends less money each month than he earns at his job.

• Sam spends more money each month than he earns at his job.

Imagine Kai, Aiden, and Olivia are planning a grand adventure! Why do you think they're sitting down to create a budget first? (Pick all the reasons that sound right to you!)

• It can help them reach their savings goals for all the cool stuff they want or need on their journey.

• It can help them make smarter choices with their money, so they have more for fun adventures.

• It can help them understand their spending habits, so they can save up for a big treasure!

• It can help them keep an eye on their neighbor's spending... just kidding, that's not it!

• It can help them land a dream job as treasure hunters... well, maybe not, but it's a fun thought!

Imagine Benjamin just got his first credit card! How does it work?

• Benjamin loads the card with his own money.

• It's a magical card with unlimited funds and Benjamin never has to pay it back.

• It's like a loan! Benjamin borrows money and pays it all back in one big party at the end of each month.

Imagine Ethan just realized he missed his credit card payment deadline! What might be the consequences of this financial faux pas? (Pick all that apply)

• Interest added to his future payments

• Grace decides to give Ethan silent lunch as a penalty

• Olivia warns him his credit scores might go down

• Extra money magically appears in his checking account