ESOL 1st Block Final Test

All of the following will save you money on car insurance EXCEPT

• buying a newer car

• buying a less expensive car

• getting good grades in school

• taking a defense driving class

Which car insurance premium would be the highest?

• A 65 year old woman with a good driving record

• A 16 year old girl

• A 16 year old boy

• A 45 year old woman with a good driving record

Most car accidents occur at the age of ________

• 15

• 16

• 18

• 65

TYPICALLY, most car insurance rates significantly drop when you turn _____

• 18

• 21

• 25

• 26

Why are teenage car insurance premiums higher than most?

• 
  Car insurance companies discriminate against young drivers.

• Because most teenagers are given expensive cars

• 
  Because statistically, they cause the fewest accidents

• 
  Because statistically, they cause the most accidents

Services are only covered if you use doctors in-network, unless it is an emergency.

• HMO

• EPO

• PPO

• Medicare

You can stay on your parent's health plan until you turn __________.

• 21

• 25

• 18

• 26

Limits coverage to care from doctors who work in-network. Typically, it only works in the state you live.

• EPO

• HMO

• PPO

• Medicare

"Nationwide coverage and the ability to see a specialist without a referral"

• Medicare

• HMO

• PPO

• EPO

Jason lives in SC but broke his arm in Florida. He is not able to receive coverage in Florida because he has a/an __________

• PPO

• Medicare

• EPO

• HMO