Credit and Loans in Wakanda

Shuri is developing new sonic weaponry. To pay for the rare materials, she considers a short-term loan. This is an example of what type of credit?

• Secured Loan

• Mortgage

• Line of Credit

• Revolving Credit Card

T'Challa is impressed by Jabari weaponry. He decides to buy some spears but is short on Kimoyo beads. He swipes his Royal Card at the marketplace. What type of credit is he using?

• Personal Loan

• Credit Card

• Merchant Account

• Secured Line of Credit

Killmonger challenges T'Challa to a duel. Fearing economic instability, Wakandan merchants raise interest rates on all loans. This is an impact of what factor on credit?

• Credit Score

• Risk

• Available Credit

• Credit Utilization Ratio

To help rebuild after the battle, T'Challa opens a credit line for Wakandan businesses. This credit line is most likely:

• Secured by collateral

• Unsecured with a high-interest rate

• Open-ended with a spending limit

• Only for established businesses

Okoye leads the Dora Milaje on a mission to recover stolen vibranium. They use a credit card with travel rewards to book their flights. What is the main benefit they're using?

• Lower interest rates

• Earning points for future travel

• No annual fees

• Higher credit limit

To improve Wakanda's credit rating, T'Challa invests in infrastructure projects. A credit rating reflects a country's ability to repay debt. What does a high credit rating allow a country to do?

• Print more money

• Borrow money at lower interest rates

• Avoid international trade

• Lower taxes for citizens

Shuri invents a revolutionary energy source. To commercialize it, she considers a venture capital loan. This loan is typically given for what purpose?

• Financing everyday expenses

• Funding startups with high growth potential

• Consolidating existing debt

• Short-term business needs

To build a strong credit history, which of the following actions is recommended?

• Earning a high income

• Making timely payments on loans or bills

• Inheriting wealth

• Saving a large amount of money

Government-backed mortgages offered by T'Challa to help citizens rebuild homes are characterized by:

• High down payments

• Lower interest rates and government guarantees

• Short repayment terms

• Availability only to the wealthy

Killmonger used stolen vibranium to buy weapons. This is an example of what type of credit misuse?

• Maxing out credit cards

• Using credit for illegal activities

• Not comparing interest rates before borrowing

• Keeping a low credit utilization ratio