English for Baning and Finance - U1-5

…………… offer instruments for financial risk management.

• Money markets

• Derivative markets

• Insurance markets

• Capital markets

The collective word for all the company’s property is called …………

• goodwill

• liabilities

• assets

• shares

………… provides short term debt financing and investment.

• Money market

• Capital market

• Insurance market

• Commodities market

The ……………… price is the amount of money someone wants when they sell something.

• purchase

• cost

• bid

• asking

The …………………… reached VND 23,270 to one US dollar yesterday.

• discount rate

• freight rate

• exchange rate

• interest rate

In most markets the manufacturers provide a steady ……………of the goods traded.

• supply

• demand

• provide

• use

……………… include items such as land, buildings, machines, etc., belonging to a business, which are expected to last for a long time, and cannot be sold or turned into cash, as they are used for making and selling firm’s products.

• Current assets

• Fixed assets

• Current liabilities

• Long-term liabilities

What is a public company able to do?

• Sell shares on the open market

• Only raise capital by borrowing from banks

• Have complete control over the sale or purchase of its shares

• Not be "taken over" by another company

What is the definition of “line divisions”?

• Sections of a company which deal with different products or services from each other

• Bars of gold or silver.

• Plans for the lending of money.

• Deciding the main aims of an organization.

Banks are usually ………………, which means they are unwilling to lend to new companies where there's a danger that they won't get their money back.

• Risk-seeking

• Risk-taking

• Risk-friendly

• Risk-averse