Form 3 Revision 1 to 5

Encik Tan keeps RMx in savings account at 3.5% per annum. The amount of Encik Tan's saving after he has saved for 6 years is RM36 300. Calculate the value of x.

Encik Tan menyimpan RMx ke dalam akaun simpanan dengan kadar faedah 3.5% setahun. Selepas 6 tahun, jumlah penyimpanan Encik Tan adalah RM36300. Kira nilai x.

• A. RM20 000

• B. RM25 000

• C. RM30 000

• D. RM35 000

The meaning of risk is
Risiko bermakna

• A. simple interest / jumlah faedah

• B. total money deposited / jumlah wang yang disimpan

• C. possibility of gaining profit / kemungkinan memperoleh keuntungan

• D. possibility of loss / kemungkinan mengalami kerugian

The following are the weaknesses of credit card usage except

Berikut adalah kekurangan menggunakan kad kredit kecuali

• A. easy to spend exceeding ability / mudah berbelanja dengan melebihi kemampuan

• B. easy to use for cashless payment / mudah digunakan untuk pembayaran tanpa tunai

• C. could be imposed interest and other charges / boleh dikenakan faedah dan caj lain

• D. excessive loan / pinjaman yang berlebihan

Puan Aisah wants to invest RM20 000 in AMN Unit Trust. She uses cost averaging strategy for her investment. She spends RM5 000 each month for four months to buy the shares of the unit trust.

Table 1 shows the purchase prices of unit trust bought by Puan Aisah.

Calculate the total number of shares bought by Puan Aisah.

Puan Aisah ingin melabur RM20 000 dalam Amanah Saham AMN. Dia menggunakan strategi purata kos untuk pelaburannya. Dia membelanjakan RM5 000 setiap bulan selama empat bulan untuk membeli saham unit amanah itu.

Jadual 1 menunjukkan harga belian unit amanah yang dibeli oleh Puan Aisah.

Hitung jumlah bilangan saham yang dibeli oleh Puan Aisah.

• A. 51200

• B. 50100

• C. 7989

• D. 7987

Sammy bought unit trusts worth RM10 000. After two years, Sammy sold all the unit trusts. He received RM10 600. During two years of holding the unit trusts, he received RM800 dividend. Calculate the return on investment (ROI) of Sammy.

Sammy membeli unit amanah bernilai RM10 000. Selepas dua tahun, Sammy menjual kesemua unit amanah tersebut. Beliau menerima RM10 600. Sepanjang dua tahun memegang amanah saham, beliau menerima dividen RM800. Kira pulangan pelaburan (ROI) Sammy.

• A. 6%

• B. 8%

• C. 12%

• D. 14%

Encik Rahim bought a house for RM380 000 in cash. He sold the house for RM620 000 after 5 years. The total amount of the charges involved in the transaction is RM42 000.Calculate the return of investment (ROI) of Encik Rahim.

Encik Rahim membeli sebuah rumah dengan harga RM380 000 secara tunai. Dia menjual rumah itu dengan harga RM620 000 selepas 5 tahun. Jumlah keseluruhan caj yang terlibat dalam urus niaga ialah RM42 000. Kira pulangan pelaburan (ROI) Encik Rahim.

• A. 49.5%

• B. 52.1 %

• C. 56.9%

• D. 74.2%

Chong used credit card to make a payment of RM2500. He didn’t make any repayment after he received the monthly statement. It is given that the finance charge and late payment charge are 15% per annum and 1% of the outstanding balance respectively. Find the total outstanding balance on next month.

Chong menggunakan kad kredit untuk membuat pembayaran sebanyak RM2500. Dia tidak membuat sebarang bayaran balik selepas menerima penyata bulanan. Diberikan bahawa caj kewangan dan caj pembayaran lewat adalah masing-masing 15% setahun dan 1% daripada baki tertunggak. Cari jumlah baki tertunggak pada bulan hadapan.

• A. RM2 500.00

• B. RM2 525.00

• C. RM2 531.25

• D. RM2 556.25

Aina bought RM2 500 electrical appliances using a credit card.

Below are some of the terms and conditions of the credit card.

Minimum payment : 3% of the credit

Annual interest rate : 15%

Late payment fee : RM10

If the payment due date of the card is 14^th May 2019, and Aina makes a payment of RM200 after 14 May 2019, what is her outstanding balance in June?

Aina membeli peralatan elektrik RM2 500 menggunakan kad kredit.

Di bawah adalah beberapa terma dan syarat kad kredit.

Bayaran minimum: 3% daripada kredit

Kadar faedah tahunan : 15%

Bayaran lewat bayar : RM10

Jika tarikh akhir pembayaran kad itu ialah 14 Mei 2019, dan Aina membuat pembayaran RM200 selepas 14 Mei 2019, berapakah baki tertunggaknya pada bulan Jun?

• A. RM2 341.25

• B. RM2 331.25

• C. RM2 131.25

• D. RM2 338.75

Questions 10 and 11 based on Table 2.

The following Table 2 shows the investments of Mr Sam in property and stock exchange.

What is the profit of the stocks investments?

Soalan 10 dan 11 berdasarkan Jadual 2.

Jadual 2 berikut menunjukkan pelaburan Encik Sam dalam hartanah dan bursa saham.

Apakah keuntungan pelaburan saham?

• A. RM10 000

• B. RM40 000

• C. RM66 666

• D. RM200 000

Based on the table, calculate the return on investments (ROI) of the shop house.

Berdasarkan jadual, hitung pulangan pelaburan (ROI) rumah kedai tersebut.

• A. 44.4%

• B. 33.3%

• C. 22.5%

• D. 14.4%