Bank Risk Management Quiz

The risk resulting from the inaccuracy of the bank in decision-making or implementation, as well as the failure to anticipate changes in the business environment, is the definition of:

• Strategic Risk

• Compliance Risk

• Operational Risk

• Systemic Risk

Factors to consider when identifying market risk, EXCEPT:

• Interest Rate

• Changes in asset value

• Foreign exchange rates

• Changes in comodity prices

Conducting internal and external surveys is one of the activities in risk management procedures, which procedure is meant:

• Planning

• Identification

• Monitoring

• Mitigation

The following are some inherent risks of banks in Indonesia according to OJK, EXCEPT:

• Compliance risk, strategic, and operational

• Reputation risk, systematic, and legal

• Legal risk, operational, and credit

• Credit risk, market, and reputation

Changes in the rewards paid to customers due to changes in the returns received by the bank from the distribution of funds, which may affect the behavior of third-party customer funds, is a risk:

• Yield risk

• Liquidity risk

• Market risk

• Compliance risk

Viewing risks separately for the trading book and banking book is a way to manage risk:

• Credit risk

• Liquidity risk

• Operational risk

• Market risk

Lack of understanding and legal awareness of applicable business standards and non-compliance with regulations is a factor causing the emergence of risk.

• Legal risk

• Strategic risk

• Compliance risk

• Operational risk

The following are types of liquidity risk:

• Funding liquidity risk

• Market liquidity risk

• Funding and Market liquidity risk

• No answers correct

The main cause of operational risk in the case of the misuse of Citibank customers' funds by Melinda Dee is a real example of:

• Internal process

• Human

• External

• System

Salah satu peran dari karyawan bank dalam pelaksanaan risk management adalah sebagai berikut, KECUALI:

• Complying with existing regulations

• Managing relationships with bank customers so that their funds can remain longer

• Implementing GCG (Good Corporate Governance) in daily work

• Understanding that the work carried out can be risky and needs to be mitigated