Quiz on Emerging Trends in Business Credit

What is the role of the Asian Institute of Chartered Bankers (AICB) in Malaysia?

• Managing sustainable finance projects

• Offering professional qualifications for banking professionals

• Regulating the banking industry

• Providing training programs for doctors

What is the main focus of sustainable finance?

• Environmental factors only

• Social factors only

• Governance factors only

• Environmental, social, and governance factors

What is the main benefit for banks in financing sustainable transformation?

• New revenue streams

• Higher loan interest rates

• Decreased loan volumes

• Increased risk of default

What is the main goal of behavioral finance?

• To study the influence of psychology on financial behavior

• To eliminate all financial risks

• To regulate the banking industry

• To increase bank profits

What is the Illusion of Control Bias in emotional biases?

• Fear of losing control

• Belief in the control of outcomes

• Preference for maintaining the status quo

• Lack of self-discipline

What is the main function of leasing companies in Malaysia?

• Letting movable property on hire

• Offering mortgage loans

• Managing investment portfolios

• Providing insurance services

What is the purpose of factoring companies?

• Providing venture capital

• Financing sales invoices

• Regulating the stock market

• Offering personal loans

What is the role of venture capital companies?

• Providing loans to individuals

• Investing in new projects or businesses

• Offering credit scoring services

• Managing pension funds

What is the main function of Peer-to-Peer (P2P) lending?

• Providing financial advisory services

• Connecting borrowers with lenders for financing

• Facilitating stock market investments

• Connecting borrowers with insurance companies

What is the eligibility criteria for P2P platform providers in Malaysia?

• No specific eligibility criteria

• Locally incorporated with a minimum paid-up capital of RM5 million

• Must be a foreign entity

• Minimum paid-up capital of RM1 million