Credit Cards #9

If a customer wants to CHANGE their CREDIT CARD REWARDS program from CASH rewards to TRAVEL rewards- or vice versa- how is the change accomplished?

• Submit a CREDIT CARD MAINT request form that is located on the CUBE

• Have the cust fill out a new credit card application

• Call the CREDIT CARD DEPT and ask them what to do

• You can't change the credit card rewards for a credit card

What is the annual fee for a FirstBank credit card?

• $25

• $12.50

• $0
  there is no annual fee

• $10

as of 8-19-2024 what is the International Transaction fee for DEBIT CARD use?

• 10%

• 3%

• 0%
  

• debit cards cannot be used internationally

What is the International transaction fee for both CLASSIC and ICON TRAVEL rewards programs?

• 1%

• 3% same as debit cards

• credit cards cannot be used internationally

• None! the international transaction fees are waived on the travel rewards programs!

FirstBank credit cards offer an introductory 0% APR for the first 6 months the account is open- TRUE OR FALSE?

(a)  

What interest rate and/or finance charges does a customer pay on their credit card purchases if they pay their balance in full on or before the due date?

• 25.99%

• The prime rate plus 9.9%

• 3%

• 0%

  No interest or finance charges are charged if the balance is paid IN FULL on or before the due date

A late fee will be assessed if a credit card payment is how many days late?

• 11
  the fee is not assessed in the first 10 days

• 1
  IF the payment is not made on or before the due date a late fee WILL be charged

• 0
  late fees are never charged

• 30
  late fees are charged only after being 30 days late

TRUE OR FALSE? FirstBank credit cards have many benefits such as

Auto Rental Collision

Extended Warranty Service
 Cell Phone Protection
       Purchase Security
    Roadside Dispatch
    Travel Accident Insurance
     Travel Accident & Baggage Delay / Travel Emergency AssistanceTrip Cancellation / Interruption

(a)