Econ Test Unit 2: Personal Finance

Econ Test Unit 2: Personal Finance

20 Qs

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Econ Test Unit 2: Personal Finance

Econ Test Unit 2: Personal Finance

Assessment

Quiz

others

Practice Problem

Easy

Created by

Deana Mullinax

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20 questions

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1.

MULTIPLE CHOICE QUESTION

30 sec • 2 pts

One difference between a fixed rate card and a variable rate card, is that a variable rate card-

doesn’t have a changing APR, or at least doesn’t change often.
has an APR that changes from time to time and notification is not required.
must first notify you before increasing the APR
offers a variety of APR options so that you can choose what works best for you.

2.

MULTIPLE CHOICE QUESTION

30 sec • 2 pts

Many credit card companies offer ________ to use their cards, such as rebates, frequent flier miles, and “free” gift cards to popular stores.

APRs
incentives
compound interest rates
Tiered APRs

3.

MULTIPLE CHOICE QUESTION

30 sec • 2 pts

Which of the following terms refers to the number you are given based on key pieces of your credit history to calculate your score at the moment?

APR
Credit Limit
Credit Score
FICO Score Limits

4.

MULTIPLE CHOICE QUESTION

30 sec • 2 pts

Which of the following would be considered an excellent credit score?

100
300
600
800

5.

MULTIPLE CHOICE QUESTION

30 sec • 2 pts

Media Image

What is the annual percentage rate for purchases for this credit card?

22.24%
19.24%
28.24%
37.24%

6.

MULTIPLE CHOICE QUESTION

30 sec • 2 pts

Media Image

If you receive a cash advance from the ATM using your credit card, what percent in interest will you pay on that cash?

19.24%
22.24%
28.24%
37.24%

7.

MULTIPLE CHOICE QUESTION

30 sec • 2 pts

Media Image

On 5/12/22 you go to Target and buy school supplies for $20.50. You then go to Starbucks and buy a drink for $6.50. What is your balance in your checking account at the end of the day?

$27.00
$473
$479.50
$527.00

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