Konsep Dasar Risiko

What is the definition of risk?

• Effect of Uncertainty on Objectives.

• Effect of Certainty on Objectives.

• Effect of Uncertainty on Result.

• The probability of a different outcome.

What are the basic elements of risk?

• Uncertainty, Possibility, Impact

• Probability, Certainty, Outcome

• Risk, Hazard, Loss

• Event, Result, Expectation

What does hazard refer to in the context of risk?

• A state of danger that increases the likelihood of peril.

• An event that causes loss.

• A type of risk management.

• A method of evaluating outcomes.

What is peril in the context of risk?

• An event that can cause loss.

• A state of uncertainty.

• A type of hazard.

• A method of risk assessment.

What is a losser in risk management?

• The loss suffered due to an unexpected event.

• A type of hazard.

• A method of evaluating risk.

• An event that can cause peril.

What are the classifications of events that can cause risk?

• Natural, Human, Equipment

• Expected, Unexpected, Uncertain

• Hazardous, Safe, Risky

• Probable, Possible, Impossible

What is defined as a condition that increases the chance of loss from a certain disaster?

• Hazard

• Risk

• Loss

• Disaster

What are the three forms of hazard classification?

• Physical, Morale, Legal

• Natural, Man-made, Economic

• Static, Dynamic, Subjective

• Fundamental, Specific, General

What is pure risk?

• Risk that results in loss without intention

• Risk that is intentionally created for profit

• Risk that is based on subjective perception

• Risk that is measurable and objective

What is speculative risk?

• Risk that is intentionally created

• Risk that is unavoidable

• Risk that is based on objective observation

• Risk that is always profitable