Retail Loan Oct24

What is amount of collateral free Education Loan for existing Prime/Radiance Customer pursuing overseas studies from Top 100 Premiere Institute of abroad?

• min Rs.2.00 Lakhs & max Rs.25.00 Lakhs
• min Rs.10.00 Lakhs & max Rs.40.00 Lakhs
• min Rs.10.00 Lakhs & max Rs.50.00 Lakhs
• No min cap but max Rs.80 Lakhs

For availing Baroda Scholar collateral free Education Loan Prime Customer should have credit facilites of Rs.____& above for last 3 years

• Rs.50.00 Lakhs & above
• Rs.1.00 Cr & above
• Rs.500.00 Lakhs & above
• As per Radiance Program

For availing Baroda Scholar collateral free Education Loan , the Radiance customer status for last ____ years is mandatory

• 1 year
• 2 year
• 3 year
• no such criteria for Radiance Customer

What is margin required for availing Baroda Scholar collateral free Education Loan?

• 15%
• 10%
• 5%
• NIL

NCGTC coverage is available in Education Loan for amount up to Rs._____Lakhs

• Rs.2.5 Lakhs
• Rs.20.00 Lakhs
• Rs.10.00 Lakhs
• Rs.7.50 Lakhs

What is the target group for Baroda Vidya ( Education Loan ) ?

• Education Loan for study abroad
• Education Loan for study in India
• Upto standard XII
• No such scheme type as per our Education Loan Scheme

What is called stage 2 under Baroda Vidhya ( Education Loan ) ?

• Nursery to V standard
• VI to VIII standard
• IX to XII standard
• I to X standard

What is maximum loan limit for Baroda Vidhya (Education Loan) ?

• Rs.4.00 Lakhs
• Rs.7.50 Lakhs
• Rs.10.00 Lakhs
• None of above

What is margin requirement for Baroda Vidhya (Education Loan) ?

• 5%
• 10%
• 15%
• NIL

What can be maximum deduction amount from income including proposed instalment for Baroda Vidhya (Education Loan)?

• In Education loan no FOIR criteria applicable
• Up to 50%
• Up to 60%
• Up to 40%