Câu hỏi về bảo hiểm hàng hải

What types of liabilities does a P&I club insure for shipowners?

• Liabilities related to the maintenance of the ship.

• Liabilities for crew, cargo, environmental pollution, and third parties.

• Insurance for technical incidents on the ship.

• Liabilities related to the financial management of the shipowner.

What is the role of the International Group of P&I Clubs in managing risks and providing insurance for the maritime industry?

• Ensure that all shipowners must purchase P&I insurance.

• Help P&I clubs share large risks and ensure stability in the maritime insurance market.

• Limit the insurance rights of P&I clubs to local risks.

• Provide financial support to smaller P&I clubs when incidents occur.

What type of insurance does TT Club primarily provide?

• Health insurance

• Life insurance

• Marine and logistics insurance

• Home insurance

What risks are typically covered by TT Club insurance?

• Cybersecurity risks for IT companies

• Damage to goods during transportation

• Employee benefits in the healthcare sector

• Property insurance for residential homes

What fields does TT Club primarily serve?

• Financial services

• Aviation

• Transport and logistics

• Real estate

Which of the following is true about the scope of coverage for liability insurance related to the FIATA Bill of Lading?

• It only covers losses related to damage to goods due to natural disasters.

• It protects the carrier against reasonable compensation claims, including protection against unfounded claims.

• It only protects the carrier in the event of an accident causing damage to goods.

• It only applies if the transportation includes a sea leg.

In which situation does liability insurance for FBL provide protection against claims?

• Only in cases of traffic accidents

• In cases of damage or loss of goods due to various causes, including accidents, theft, or natural disasters

• Only in cases of damage due to natural disasters

• Only in lawsuits occurring in FIATA member countries

Liability insurance for FBL primarily provides financial protection for whom in the event of a claim for compensation?

• Consignor

• Buyer

• Freight forwarder

• Insurer

What is the main role of marine insurance brokers?

• Representing insurance companies

• Assessing customer needs and determining suitable policies

• Binding insurance on behalf of insurers

• Setting insurance premiums

Why can't brokers bind insurance on behalf of insurers?

• They lack authority

• They represent consumers

• They do not have a license

• They only provide advice