Ulangan Harian Bahasa Inggris "Cashless Society"

What is the main idea of the text?

• The history of cashless payments

• How to use cashless payments

• The risks of carrying cash

• The advantages and disadvantages of cashless payments

• The security of traditional payment systems

Which of the following is NOT mentioned as an advantage of cashless payments?

• Reduced risk of theft

• Faster transactions

• Ability to monitor personal spending

• Shorter queues for businesses

• More efficient payment processing

According to the text, what is one of the main concerns regarding cashless payments?

• Lack of convenience

• Decreased business profits

• Increased use of physical cash

• Higher transaction fees

• Limited access for certain groups

Who may find it challenging to adapt to cashless payment methods?

• Young professionals

• Low-income and elderly individuals

• Business owners

• Teenagers

• Tech-savvy individuals

What does the text suggest about cybercrime and cashless payments?

• Cybercrime is declining as cashless payments increase.

• There is no connection between cybercrime and cashless payments.

• Cashless payments make consumers more vulnerable to hacking and fraud.

• Cybercrime only affects cash transactions.

• Cybercrime has become impossible to prevent.

How can cashless payments benefit businesses?

• By reducing their need for employees

• By increasing the price of goods

• Cybercrime has become impossible to prevent.

• By eliminating transaction fees

• By shortening queues and improving efficiency

What privacy concern is raised by the use of cashless payments?

• Users' personal data may be tracked and accessed by unauthorized parties.

• Customers may lose track of their spending.

• Cashless payments are more expensive.

• There is less government regulation of cashless payments.

• Transaction data can be easily lost.

What does the phrase 'digital divide' refer to in the context of cashless payments?

• The separation between cash and cashless societies

• The gap between people who can and cannot access technology

• The division of payment methods between businesses and consumers

• The split between those who prefer physical cash and those who don't

• The contrast between traditional and modern banking systems

Why do critics argue that a cashless society could infringe on personal freedom?

• Because cashless transactions are not as fast as cash

• Because people cannot spend money without a smartphone

• Because businesses force customers to pay electronically

• Because all transactions are tracked, potentially limiting financial privacy

• Because physical cash will be eliminated

Which of the following groups might benefit the least from a cashless society?

• Business owners

• Technology enthusiasts

• Low-income individuals

• Frequent travelers

• Bankers