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Owned by members or employees of a local employer

• Bank

• Credit Union

• Both

Offers an ATM

• Bank

• Credit Union

• Both

Nonprofit

• Bank

• Credit Union

• Both

No membership required

• Bank

• Credit Unions

• Both

Generally lower savings rates and higher fees

• Banks

• Credit Cards

• Both

____________ are small and ___________ are large. 

• Banks and Credit Unions
• Credit Unions and Credit Unions
• Credit Unions and Banks 
• Banks and Banks 

______________ are insured by the Federal Deposit Insurance Corporation or FDIC. 

• Brands 
• Barnes
• Credit Unions 
• None of the above 

What is the line that credit that banks offer to their customers to cover their overdrafts.

• Underdraft

• Overcharging

• Overdraft

• Well being

What is the relationship between risk and return in investing?

• The higher the risk, the lower the return.

• The lower the risk, the higher the return.

• The higher the risk, the higher the potential return.

• There is no relationship between risk and return.

Which investment is the most risky?

• bond

• stock

• mutual fund

• savings account