Any prepayment of EMI in full or part & closure of the personal loan A/c within 36 month will attract prepayment charges of _____

no prepayment charges in personal loan

What is minimum & maximum loan amount of Personal Loan for SB182 & SB186 ?

min Rs.0.50 Lakhs & max Rs.20.00 Lakhs

min Rs.2.00 Lakhs & max Rs.20.00 Lakhs

min Rs.1.00 Lakhs & max Rs.25.00 Lakhs

no min limit but max limit is Rs.25.00 Lakhs

What is age criteria for Baroda Insta Personal Loan?

60 years for salaried & 65 years for non-salaried

What is age criteria for pre-approved personal loan to customers who pre-close FDR?

No such type of special scheme of personal loan

What is loan limit for pre-approved personal loan to customers who pre-close FDR?

min Rs.25000.00 & max 2.50 Lakhs

min Rs.5000.00 & max 5.00 Lakhs

no min loan limit & max Rs.10.00 Lakhs

Which is/are correct pertaining to margin requirement for advance against NSC?

15% of the face value of NSC, if residual maturity period is less than 3 years

20% of the face value of NSC, if the residual maturity period is 3 years or above

10% of the face value of NSC (uniform margin as per RBI)

What is ROI for advance against NSC (floating rate)?

1% over NSC or BRLLR+SP+1.5% whichever is higher

1% over NSC (<Rs.10.00 Lakhs) & 2% over NSC (>Rs.10.00 Lakhs & above)

What is minimum & maximum overdraft limit for advance against Life Insurance Policies?

No minimum ceiling & maximum upto Rs.50.00 Lakhs

Rs.3000.00 (minimum) & no ceiling (maximum)

Overdraft can be sanctioned up to Rs.25.00 Lakhs after obtaining deviation (from ZOCC-GM)

What is ROI for advance against Life Insurance Policies (floating rate)?

0.25%+Rate of return on insurance policies

What is minimum & maximum loan limit for advance against KVP?

Min Rs.3000.00 & Max no ceiling

Min Rs.5000.00 & Max no ceiling

Min Rs.3000.00 & Max Rs.50.00 Lakhs

Min Rs.5000.00 & Max Rs.50.00 Lakhs

What is ceiling for sanctioning loan against KVP in physical form by Branch Head?

No such type of ceiling being secured loan

What is Loan Limit ceiling under Baroda Ashray Loan?

No ceiling but maximum 80% of market value of the property

What is minimum income criteria under PM-Surya Ghar Yojna (standalone & composite) for Category B?

Min Net Annual Income Rs.3.00 Lakhs

No income criteria is applicable being special scheme under Pm Surya Ghar-Muft Bijli Yojna

Min Net Annual Income Rs.3.60 Lakhs

Min Net Annual Income Rs.5.00 Lakhs

What is the criteria for Insurance coverage under PM-Surya Ghar Yojna (standalone & composite)?

Insurance is not mandatory up to loan limit of Rs.2.00 Lakhs

Insurance is mandatory irrespective of Loan Amount

Insurance is mandatory irrespective of unit capacity

Insurance is optional under this scheme

Other Retail LoansJAN26

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Professional Development

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MULTIPLE SELECT QUESTION

45 sec • 1 pt

Which of the following service/business criteria is/are correct pertaining to Baroda Personal Loan?

Continuous service of 1 year for employees of private limited companies

doing business from last 2 years if insurance agent

Minimum 1 year stable business for self employed professionals

Employees of LLP are eligible but employees of partnership firm are not eligible

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which of the following is/are not eligible for Baroda Personal Loan?

Staff members

Employees of proprietorship firm

NRI

Employees of Partnership Firm

None of above

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is minimum satisfactory A/c relationship required for availing Baroda Personal Loan with our / other Bank?

minimum 6 months

minimum 12 months for other Banks & minimum 6 months for our Bank

minimum 12 months

minimum 12 months for other Banks & minimum 3 months for our Bank

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Under Baroda Personal Loan Scheme group C category is divided into 2 groups

Platinum & Gold

Gold & Silver

Platinum & Diamond

Diamond & Gold

MULTIPLE SELECT QUESTION

45 sec • 1 pt

What is/are correct pertaining to age criteria of Baroda Personal Loan?

Maximum age 60 years for salaried person including repayment period

Maximum age 65 years for non-salaried person including repayment period

Minimum age is 21

options 2 & 3 are correct

MULTIPLE SELECT QUESTION

45 sec • 1 pt

Which is/are correct pertaining to loan limit under Baroda Personal Loan?

min Rs.1.00 Lakhs (M/U) & Rs.0.50 Lakh (R/SU)

Max limit Rs.2.00 Lakhs (category A) & Rs.15.00 Lakhs (category B)

Max Rs.15.00 Lakhs (category C silver )

Max Rs.20.00 Lakhs (category C gold )

Option 1 & 4 are correct

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is max repayment period under Baroda Personal Loan Scheme?

48 M

60 M

72 M

84 M

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Other Retail LoansJAN26

Which of the following service/business criteria is/are correct pertaining to Baroda Personal Loan?

Which of the following is/are not eligible for Baroda Personal Loan?

What is minimum satisfactory A/c relationship required for availing Baroda Personal Loan with our / other Bank?

Under Baroda Personal Loan Scheme group C category is divided into 2 groups

What is/are correct pertaining to age criteria of Baroda Personal Loan?

Which is/are correct pertaining to loan limit under Baroda Personal Loan?

What is max repayment period under Baroda Personal Loan Scheme?

What is FOIR for Gold category under Baroda Personal Loan?

Any prepayment of EMI in full or part & closure of the personal loan A/c within 36 month will attract prepayment charges of _____

What is unified processing charges for Gold category under Baroda Personal Loan Scheme?

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