Rising Costs of Fender Benders

What is one reason for the increase in auto insurance premiums according to the passage?

• Decrease in the number of cars on the road

• Rising car repair costs

• Lower demand for auto insurance

• Decrease in car accidents

How does the shortage of skilled auto repair technicians affect repair costs?

• It decreases the cost of repairs

• It has no effect on repair costs

• It increases labor costs, leading to higher repair costs

• It leads to more efficient repairs

What does ADAS stand for as mentioned in the passage?

• Advanced Driver Assistance Systems

• Automated Driving and Safety

• Advanced Data Analysis Systems

• Auto Driver Alert System

Why might modern vehicles be more expensive to repair?

• They are made with cheaper materials

• They have advanced technology like sensors and cameras

• They are easier to repair

• They are less durable

What is the relationship between repair costs and insurance premiums?

• Higher repair costs lead to lower insurance premiums

• Repair costs do not affect insurance premiums

• Higher repair costs lead to higher insurance premiums

• Insurance premiums are only affected by the number of claims

Which of the following is NOT mentioned as a factor driving up repair costs?

• Shortage of skilled technicians

• Advanced vehicle technology

• Increase in the number of repair shops

• Rising labor costs

What is the impact of fewer workers in repair shops on the cost of repairs?

• It reduces the cost of repairs

• It increases the cost of repairs

• It has no impact on repair costs

• It makes repairs faster

How do insurers determine auto insurance premiums?

• Based on the age of the driver

• Based on the expected costs of claims, including repairs

• Based on the color of the car

• Based on the number of miles driven annually

What is a "fender bender" as implied in the passage?

• A major car accident

• A minor car accident

• A type of car insurance

• A car repair tool

Which of the following statements is true based on the passage?

• Modern cars are cheaper to repair than older models

• Insurance premiums have decreased due to lower repair costs

• Advanced technology in cars has contributed to higher repair costs

• The number of skilled technicians has increased, lowering repair costs