Understanding the Impact of Redlining and Racial Covenants

What was the purpose of the National Housing Act-insured mortgage?

• To make homeownership accessible to all citizens

• To promote urban development

• To increase rental prices

• To decrease the number of homeowners

In what year was the Fair Housing Act passed?

• 1929

• 1945

• 1950

• 1934

What organization was established to create pathways to homeownership?

• Homeowners Loan Corporation

• Federal Reserve

• Urban Development Agency

• Department of Housing

What term describes the practice of denying services based on neighborhood racial composition?

• Gentrification

• Urbanization

• Zoning

• Redlining

Which color on the FHA maps indicated the most hazardous areas?

• Green

• Red

• Yellow

• Blue

What was the FHA's stance on areas with restrictive covenants?

• They were marked as hazardous

• They were considered declining

• They were avoided

• They were given the best designation

What was the impact of redlining on property values?

• It increased property values in minority neighborhoods

• It falsely linked racial occupancy with lower property values

• It had no impact on property values

• It improved property values in all neighborhoods

What was the purpose of the 1935 land use planning map?

• To promote tourism

• To support public transportation

• To define areas for mortgage eligibility

• To increase urban sprawl

What was the result of the Minneapolis city council's decision in 1953 regarding public housing?

• They refused to scatter additional units outside a specific area

• They increased public housing in suburban areas

• They decreased the number of public housing units

• They integrated public housing with private housing

What was a consequence of racial covenants in Minneapolis neighborhoods?

• They promoted racial integration

• They created entirely white neighborhoods

• They improved public transportation

• They increased property taxes