Chapter 4 Test

Which of the following healthcare providers is available to clients who have been diagnosed with a terminal disease and have less than six months to live?

• hospitals

• long-term care

• hospice

• emergency services

A(n) _____ is the minimum amount a patient must pay out-of-pocket before the insurance company will help pay for healthcare.

• premium

• co-pay

• deductible

• ratio

Medicaid provides health insurance coverage for people 65 years of age and older.

• True

• False

_____ insurance is typically more expensive, but patients have free range on who they can see as healthcare providers.

• PPO

• HMO

• Medicare

• Medicaid

____ lawsuits are filed by individuals to receive money for damages if there is more than 50% probability that the defendant caused the wrongdoing.

• civil

• criminal

• legal

• ethical

Which of the following conditions constitutes a legal disability?

• being underage of consent

• being ruled mentally incompetant

• being in an altered mental state

• all of the above

A(n) _____ is an action that harms another person’s body or property or takes away his or her freedom of action in some way.

• tort

• legal disability

• lawsuit

• contract

Codes of ethics only consist of personal beliefs and don’t apply to the workplace.

• true

• false

The law known as _____ makes it easier to obtain healthcare coverage and protects personal health information.

• CDC

• HIPAA

• PHI

• PSDA

The Patient Self-Determination Act was written to help healthcare consumers protect their right to make their own decisions.

• true

• false