B101 (PRE Assessment)

Full Name (as per NRIC)

Your prospect prefers a lower risk and liquid investment and looking for short term investment.

What would you propose to your prospect?

• Money Market Fund

• Equity Fund

• Bond Fund

• Mixed Asset Fund

According to the Company’s Service Delivery Guide, UTCs are required to conduct a regular monitoring and review with investors. What is the advisable frequency to conduct the review?

• At least ONCE a year

• At least TWICE a year

• At least ONCE every 2 years

• Not required

UTC X would like to share Public Mutual’s official poster on his own Instagram page. Which of the following action is NOT ALLOWED when posting?

• UTC X share the poster in full

• UTC X edit and include KWSP logo

• UTC X inserts his name and HP number in the caption

Which of the following is NOT the best practices when conducting unit trust business?

• Help Unitholders identify their financial goals and needs

• Explain all chargeable fees

• Advise Unitholders on fund selection based on suitability assessment result

• Promise guaranteed high returns

Bribery and corruption is not limited to cash. Which of the following is considered as a form of bribery and corruption?

• Business lunches at an ordinary restaurant

• Expensive gifts, lavish entertainment, inside information and company shares

• Corporate gifts as tokens of appreciation

• Festival hampers and seasonal gifts worth below RM500

Mr Afad is a school teacher and is also a low‐ranking member of a political party. He is married to Ms. Gonzales who is a Cabinet Minister. If both of them are Public Mutual’s customers, who may be categorised as a high risk customer?

• Mr Afad only

• Ms Gonzales only

• Mr Afad & Ms Gonzales

• None of them

After onboarding Prospect A as a new investor, Prospect A wishes to invest RM10,000 using cash. What should the UTC advise the prospect?

• Advise the prospect to register and transact through PMO

• Give the cash to UTC and the UTC helps to prepare a bank draft

• Advise the prospect to transfer the money to UTC's personal bank account

Which of the following statement is TRUE?

• Do not disclose information to another person even if they are the closest of family members (e.g. spouse, parent or children)

• Design business cards according to own preference and liking

• Promise guaranteed high returns

• Accept cash from Unitholders when making an investment

Upon collecting some prospects’ information from your referrer, your referrer wishes to remain anonymous. What should you do?

• Do not contact the prospects if your referrer wishes to maintain anonymous

• Sell the prospects' information to another person

• Call the prospects after 24 months