Federal Housing

What was the primary goal of the federal housing programs begun under the New Deal?

• To integrate suburban communities

• To provide housing for African-Americans

• To increase available housing in cities

• To eliminate urban housing projects

What policy did the Federal Housing Administration use to further segregation?

• Whitelining

• Bluelining

• Greenlining

• Redlining

What was the effect of the FHA's refusal to insure mortgages in African-American neighborhoods?

• Decreased segregation in metropolitan areas

• Increased property values in those areas

• Increased segregation and inequality

• More affordable housing for African-Americans

What was the rationale given by the FHA for not insuring loans in African-American neighborhoods?

• Property values would decline

• African-Americans preferred urban housing

• African-Americans were unwilling to pay for homes

• There was a surplus of housing

What was the purpose of the Underwriting Manual of the Federal Housing Administration?

• To lay out segregationist policies

• To provide loans to all racial groups

• To ensure equal housing opportunities

• To promote racial integration

What was the long-term effect of African-Americans being prohibited from buying homes in suburbs?

• A significant wealth gap between African-Americans and whites

• Equal wealth distribution between races

• Decreased property values in suburbs

• Increased African-American wealth

What was the original purpose of public housing during the New Deal?

• To segregate urban communities

• To eliminate housing projects

• To provide welfare for poor people

• To address a housing shortage for middle-class families

How did the Federal Housing Administration contribute to the depopulation of public housing by white families?

• By increasing rent in public housing

• By subsidizing white-only suburban subdivisions

• By integrating public housing projects

• By promoting urban living

What was the impact of the Fair Housing Act of 1968 on African-Americans?

• It decreased housing prices in suburbs

• It eliminated the wealth gap

• It allowed African-Americans to buy homes in previously restricted areas

• It immediately provided affordable housing

What was a consequence of the FHA's segregationist policies on African-American families?

• They gained significant home equity

• They had equal access to suburban housing

• They were able to send their children to college

• They were prohibited from building wealth through home ownership