Account Disclosures

The member should review the Member Account Agreement (Due Diligence) and complete it themselves.

• True

• False

The Member Account Agreement (Due Diligence) should be completed after the member leaves.

• True

• False

If an existing member is opening an additional account, the Member Account Agreement (Due Diligence) does not need to be completed.

• True

• False

What disclosure entails the Member Account Agreement, Funds Availability Policy Disclosure, and Electronic Fund Transfers Agreement Disclosure.

• Truth-In-Savings Disclsure

• Privacy Notice Disclosure

• Membership Agreement Booklet

• Accidental Death and Dismemberment Brocure

We must let the member review the disclosure before signing the account cards.

• True

• False

What disclosure clearly discloses our accounts, rates, and fees.

• Privacy Notice Disclosure

• Membership Booklet

• Truth-In-Savings Disclosure

• Overdraft Privilege

What disclosure explains what we do with the Member’s personal information.

• Membership Booklet

• Truth-In-Savings Disclsoure

• Funds Availability Policy

• Privacy Notice

When can a member limit their information being shared with our third-party companies?

• Never

• Anytime

• Only during Account Opening

• Once a Year

If a member is enrolled into the Standard and Extended Overdraft Privilege, what disclosure must we provide?

• What You Need To Know About Overdrafts and Overdraft Fees (Reg E Consent Form)

• Overdraft Privilege Member opt/In out Form

• Overdraft Privilege Overview Disclosure

• Overdraft Protection Authorization Form

Member's can receive _______ of Accidental Death and Dismemberment insurance through ________ Life, at no cost. 

• $2,000 / Mississippi

• $2,000 / Minnesota

• $2,000 / Michigan

• $ 20,000 / Minnesota