Module 12

The uninsured motorist fee is _________.

• $100

• $500

• $1000

• $2000

Insurance that pays others for the costs of a crash that you caused is called ______________.

• collision insurance

• comprehensive insurance

• liability insurance

• uninsured motorist insurance

The financial responsibility law can be satisfied with _______________.

• medical insurance

• collision insurance

• comprehensive insurance

• liability insurance

The type of insurance which pays for the replacement or repair of YOUR vehicle following a crash in which you are at fault is ____________________.

• collision insurance

• liability insurance

• comprehensive insurance

• uninsured motorist insurance

A $200 deductible means ____________________.

• $200 is deducted from your insurance premium each year

• your insurance costs $200 per month

• you must pay the first $200 of repair costs to your vehicle

• the insurance company will pay $200 to repair your vehicle

A vehicle that catches on fire is covered by ____________________.

• collision insurance

• liability insurance

• comprehensive insurance

• none of the above

Which of the following affects your insurance rates?

• age of driver

• driving record

• type of vehicle

• all of the above

Which of the following may reduce your insurance premium?

• good grades

• if you drive less than 7500 miles per year

• all of the above

• none of the above

You become an assigned risk driver when ____________________.

• you have a crash

• you receive demerit points on your record

• no insurance company will insure you voluntarily

• none of the above

Assigned risk drivers __________________________.

• pay lower premiums and have less coverage

• pay the same premium but are closely monitored

• pay higher premiums

• cannot get insurance