What does FinTech stand for?

• Financial Technology

• Financial Technicalities

• Finance Techniques

• Financial Transactions

Which of the following is NOT considered a key driver of FinTech growth?

• Technological innovation

• Regulatory changes

• High consumer expectations

• Lack of internet access

When did the first wave of FinTech emerge?

• 1900s

• 1950s

• 1980s

• 2000s

Which historical milestone is associated with the second wave of FinTech?

• Introduction of ATMs

• Rise of online banking

• Launch of Bitcoin

• Creation of credit cards

What role do startups play in the FinTech landscape?

• Driving innovation

• Maintaining traditional banking systems

• Focusing only on large-scale solutions

• Limiting competition

Which of the following is a primary focus area for FinTech companies?

• Oil exploration

• Retail distribution

• Payment solutions

• Agricultural technology

Tech giants such as Apple and Google contribute to the FinTech sector by:

• Competing with banks

• Avoiding financial services

• Launching payment platforms

• Focusing on offline transactions

Which of the following is an example of FinTech innovation?

• Blockchain technology

• Manual accounting systems

• Traditional loan processing

• Brick-and-mortar banking

What is the primary goal of collaboration between banks and FinTech startups?

• To eliminate competition

• To enhance customer experience

• To reduce financial regulation

• To focus solely on profitability

The term 'unbundling of banking' in FinTech refers to:

• Offering all services under one roof

• Focusing on specific banking functions

• Discontinuing digital services

• Strengthening bank monopolies