BLACK FRIDAY SPENDING

Have you ever bought gifts for someone?

a. Yes and stay in budget

b. Yes and overspend

c. No I have not

What percent of consumers have debt from last holiday season?

What percent of consumers who used cards in 2023 haven't paid off their balances?

1/3 of consumers have $5,000 or more in debt. If there are 300 people in a room, how many are in debt of at least $5,000?

What percent of cardholders carry debt month to month?

What is the average credit card interest rate?

What is the average interest rate for a store credit card? (Retail Credit Card)

What fraction of shoppers acknowledge they spend too much?

2/3 of shoppers say they spend too much. If 600 shoppers make purchases, how many spent too much on gifts?

What percent of shoppers will apply for a new credit card?