What statement is true about risk management?

• it is possible to get to zero risk
• Life will always involve some risk
• the best vibe is YoLo!

Which options matches the following description? Provides a replacement or repair if a product fails.

• insurance
• warranty
• mutual fund
• equity

Which is true about an extended warranty?

• a great value
• are required when purchasing a car
• usually comes for free
• are not usually a great value

What should someone purchase insurance?

• Repair a damaged car.
• Repair a roof
• Pay for healthcare
• all of the above

Jasper gets a scary email. It looks like it is from his bank claiming that his account was compromised. It asks him to send his social security number and account number. Fortunately he notices that the sender's email was just a little off and does not reply. What was he almost a victim of?

• phishing
• skimming
• social engineering
• dumpster diving

Aimee has been talking to someone through an app for several months. They talk regularly and talk about meeting up some time. One day the person asks her to send money so that he can get his car fixed and finally be able to come visit. What is she almost a victim of?

• phishing
• skimming
• social engineering
• dumpster diving

What should you do if you are contacted via via email, text, or phone by someone claiming to represent your financial institution and they request personal information?

• Provide only some of the information.
• Give as much as you can to stop any problems
• Contact the institution in a separate email or call.
• Ask to speak to their manager.

Most common method of identity theft

• lost or stolen wallet
• stolen mail
• data breach
• password theft

Which of the follow are examples of identity theft?

• opening accounts in your name
• unauthorized purchases
• fake tax returns
• fake id documents
• all of the above

What are the impacts of identity theft?

• financial loss
• damage to credit score
• legal issues
• emotional pain
• all of the above