
Credit Management
Authored by Kristin Neal
Geography
9th Grade
Used 1+ times

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45 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
The interest or money that is charged a borrower for the use of credit is the:
finance charge
collateral
capital
principal
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is NOT an advantage of using credit?
it allows you to shop at one store
it is convenient
it is safer than carrying large sums of cash
it is useful in emergencies
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
It is illegal to discriminate on the basis of which of the following in granting or denying credit?
bank affiliations
occupation
lawsuits
marital status
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
A debtor is:
person who borrows money
accumulated assets
assets pledged to ensure the repayment of debt
person who loans money
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
The creditor is
person who borrows the money
the person who lends the money
accumulated assets
assets pledged to assure repayment of a loan
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
The type of bankruptcy that allows businesses to continue operating under court supervision as they repay their restructured debts is
involuntary
chapter 11
chapter 7
chapter 13
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
APR stands for
annual percentage rate
annuity per capita
average percentage rate
annual profit and revenue
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