Understanding Long-Term Care Insurance

Define long-term care insurance

who needs this type of Insurance majority?

• age group of 1-12

• age group of 13-19

• age group of 20-64

• age group of 65 or older

What options are there when choosing this type of insurance?

• Traditional Long-term care insurance

• All of these

• Hybrid Long-term care insurance

• Life insurance with a Long-term rider

What does long term care insurance doesn't cover

• Home delivered meals

• Personal care assistance

• Adult daycare

• Costs of house damage during flood

When looking at the Long-term care insurance, you should consider

• All of these

• Rates

• Benefits and Discounts

• What is and isn't covered

What's the chance you will need long term care after 65 years old

• 20%

• 70%

• 90%

• 50%