Insurance Terms Quiz

What is 'Bodily injury liability' in insurance?

• Coverage for physical injuries to others

• Coverage for damage to your car

• Coverage for theft of your vehicle

• Coverage for natural disasters

Fill in the blank: The amount you pay for your insurance policy is called the ______.

• A) Deductible

• B) Premium

• C) Liability

• D) Coverage

What does 'Comprehensive coverage' include?

• Only collision damage

• Damage from theft, fire, and natural disasters

• Only bodily injury

• Only uninsured motorist coverage.

Fill in the blank: ______ coverage pays for damage to your car from events other than collisions.

• A) Collision

• B) Comprehensive

• C) Liability

• D) Uninsured motorist

What is 'Glass coverage' in an insurance policy?

• Coverage for windshield and window damage

• Coverage for bodily injuries

• Coverage for theft

• Coverage for natural disasters

Fill in the blank: If you are hit by a driver without insurance, ______ motorist coverage protects you.

• Underinsured

• Uninsured

• Collision

• Liability

What does 'Underinsured' mean in an insurance context?

• Having more coverage than needed

• Having less coverage than needed

• Having no coverage

• Having full coverage

Fill in the blank: ______ coverage pays for damage to your car in an accident, regardless of fault.

• A) Collision

• B) Comprehensive

• C) Liability

• D) Uninsured motorist

What is a 'Deductible' in an insurance policy?

• The amount you pay before insurance covers the rest

• The total cost of the policy

• The coverage limit

• The premium amount.

Fill in the blank: ______ protection covers medical expenses for you and your passengers after an accident.

• A) Personal injury

• B) Liability

• C) Collision

• D) Comprehensive