Homeowners Insurance Coverage Quiz

What is the maximum amount the fire department service charge will pay for fire department charges when called to protect covered property from an insured peril?

• $250

• $500

• $1,000

• $2,500

Which of the following is NOT covered under the "Trees, shrubs, and other plants" coverage?

• Fire

• Theft

• Wind

• Vandalism

Under which homeowners forms does the "Collapse" coverage apply?

• HO-1, HO-2, HO-3

• HO-2, HO-3, HO-4, HO-5, HO-6

• HO-4, HO-5, HO-6

• HO-3, HO-5, HO-6

What is the limit of liability for loss assessment coverage?

• $500

• $1,000

• $2,500

• $5,000

Which of the following is excluded from coverage under Section I Property - Exclusions?

• Fire caused by a nuclear hazard

• Loss due to flood

• Theft

• Vandalism

What is the standard limit of liability for Coverage E - Personal Liability?

• $50,000

• $100,000

• $250,000

• $500,000

Which of the following is true about Coverage F - Medical Payments to Others?

• It covers medical expenses for the insured.

• It requires the insured to be legally liable for the injury.

• It covers medical expenses for bodily injury to others within 3 years of the accident.

• It has a standard limit of liability of $5,000 per person.

What is the maximum coverage for landlord’s furnishings under the applicable homeowners forms?

• $500

• $1,000

• $2,500

• $5,000

Which of the following perils is covered under the "Glass or safety glazing material" coverage?

• Breakage due to a building being vacant for more than 60 days

• Breakage due to a riot

• Breakage due to a fire

• Breakage due to a windstorm

What is the limit of liability for damage to grave markers and mausoleums?

• $1,000

• $2,500

• $5,000

• $10,000