Health Insurance in the U.S.

What was the initial monthly cost of Jeffrey Kivi's Remicade infusions?

• $19,000

• $132,000

• $50,000

• $10,000

What factor contributed to the increase in the cost of Kivi's infusions?

• New hospital amenities and marketing

• Change in medication

• Increase in insurance coverage

• Reduction in dosage

What percentage of its GDP does the United States spend on health care?

• 10%

• 20%

• 30%

• 40%

What was the original intention of the founders of the Blue Cross Association?

• To create a for-profit entity

• To help the sick

• To collect insurance premiums

• To monopolize the health care industry

What was the primary role of hospitals a hundred years ago according to the text?

• Places for advanced medical treatment

• Centers for medical research

• Places where people mostly went to die

• Facilities for cosmetic surgery

What were the earliest health insurance policies primarily designed for?

• To cover cosmetic procedures

• To compensate for income lost while workers were ill

• To provide free healthcare for everyone

• To fund medical research

What was a major problem for companies that depended on manual labor in the 1890s?

• High cost of medical equipment

• Long absences of workers due to illness

• Lack of skilled labor

• Overproduction of goods

Where was the archetype for today’s insurance plans developed?

• Baylor University Medical Center in Dallas, TX

• Cornell University Medical Center in New York

• Center for Disease Control in Atlanta,GA

• UCLA Medical Center in Los Angeles, CA

What was the initial funding amount provided to open the Texas Baptist Memorial Sanitarium?

• $50,000

• $10,000

• $100,000

• $5,000

By what year had three million people signed up for the insurance model known as Blue Cross Plans?

• 1939

• 1929

• 1949

• 1959