
Ramsey - Chapter 8 - Lesson 3 (Quiz).
Authored by David Cooper
Financial Education
9th Grade
Used 5+ times

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20 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the primary purpose of a checking account?
To earn high interest
For regular spending
To lock money for a long period
For emergency funds only
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which type of savings account typically offers the highest interest rates?
Basic savings account
Checking account
Money market account
Certificate of deposit (CD)
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How long is money typically locked in a CD?
6 months
12 months
18 months
24 months
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a common feature of savings accounts?
No interest earned
High transaction fees
Interest-bearing
Unlimited withdrawals
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which account type is not typically used for regular spending?
Checking account
Basic savings account
Money market account
Certificate of deposit
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the biggest difference between types of savings accounts?
Interest rates
Liquidity
Account fees
Minimum balance requirements
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What does liquidity refer to in terms of savings accounts?
The interest rate offered
How quickly and easily you can access your money
The number of branches available
The security of the account
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