Personal Banking Services

A short-term borrowing option that lets you spend more than you have in your account, with higher interest rates than a loan.

• Traveller’s Cheques

• Direct Debit

• Overdraft

• Digital Banking

A fixed amount is transferred automatically at regular intervals, such as paying rent.

• Direct Debit

• Standing Order

• Digital Banking

• Currency Exchange

Money is withdrawn in a variable amount to pay bills, such as water or electricity.

• Traveller’s Cheques

• Overdraft

• Direct Debit

• Standing Order

A service that allows people to exchange euros for US dollars for travel.

• Currency Exchange

• Traveller's Cheques

• Night Safe

• Standing Order

A service that allows customers to deposit money into the bank after closing hours.

• Safe Deposit Box

• Digital Banking

• Night Safe

• Overdraft

A bank account holder borrows a fixed sum of money for a house purchase and repays it in regular instalments with interest.

• Loan

• Overdraft

• Bridging Loan

• Digital Banking

Allows customers to access their accounts, transfer money, and pay bills without visiting a branch.

• Night Safe

• Standing Order

• Currency Exchange

• Digital Banking

A temporary loan taken to purchase a new home while waiting for the old one to sell.

• Loan

• Direct Debit

• Bridging Loan

• Standing Order