Choosing the Right Payment Method

You have a medical expense that is not covered by insurance. Which account should you use to pay for it if you want to use pre-tax dollars?

• Rewards Credit Card

• Health Savings Account (HSA)

• Flexible Spending Account (FSA)

• Payment Plan

You are planning a vacation and want to earn travel points for future trips. Which card should you use?

• Rewards Credit Card

• Health Savings Account (HSA)

• Flexible Spending Account (FSA)

• Care Credit

You have a dental procedure that is not covered by insurance and you need a payment plan. Which card is specifically designed for healthcare expenses?

• Rewards Credit Card

• Health Savings Account (HSA)

• Flexible Spending Account (FSA)

• Care Credit

  (but see if the provider has a payment plan first!)

Which account allows you to roll over unused funds to the next year, potentially growing your savings?

• Rewards Credit Card

• Health Savings Account (HSA)

• Flexible Spending Account (FSA)

You have a prescription expense and want to use pre-tax dollars, but the funds must be used by the end of the year. Which account should you use?

• Rewards Credit Card

• Health Savings Account (HSA)

• Flexible Spending Account (FSA)

You want to pay for a medical expense with a card that offers a promotional period of no interest. Which card should you consider?

• Rewards Credit Card

• Health Savings Account (HSA)

• Flexible Spending Account (FSA)

• Care Credit

Which account is specifically designed to help you save for future medical expenses and offers tax advantages?

• Rewards Credit Card

• Health Savings Account (HSA)

• Flexible Spending Account (FSA)

• Care Credit

You have a medical expense that you want to pay for using pre-tax dollars, but you are not sure if you will have the same expenses next year. Which account should you use?

• Rewards Credit Card

• Health Savings Account (HSA)

• Flexible Spending Account (FSA)

• Care Credit

Which card is best for someone who wants to earn rewards on their purchases and pay off the balance each month to avoid interest?

• Rewards Credit Card

• Health Savings Account (HSA)

• Flexible Spending Account (FSA)

• Care Credit

You have a poor credit history and want to rebuild your credit score. Which type of credit card should you consider?

• Secured Credit Card

• Balance Transfer Credit Card

• Store Credit Card

• Rewards Credit Card