Die With Zero Ch's 3-4

What is the primary argument presented in Chapter 3 regarding accumulating wealth?

• Accumulating wealth should be the sole focus of one's life.

• Dying with unspent wealth signifies wasted life energy.

• Saving money is more important than experiencing life.

• Wealth should be hoarded for future generations.

According to Perkins, when is the optimal time to take significant risks in life?

• During retirement.

• In one's youth, when there's little to lose.

• After achieving financial stability.

• When health begins to decline.

What tool does Perkins recommend using to aid in financial planning for retirement?

• Investment portfolio analysis.

• Life expectancy calculator.

• Budgeting apps.

• Financial advisor consultations.

Why does Perkins suggest giving money to children or charities earlier rather than later in life?

• To reduce taxable income.

• To ensure they can benefit when it has the most impact.

• To avoid legal complications after death.

• To receive public recognition.

What is the central theme of Chapter 4 regarding the balance between spending and saving?

• Prioritize saving over all expenditures.

• Spend freely without considering the future.

• Find a balance between enjoying life now and saving wisely for the future.

• Delay all major expenses until retirement.