Auto 2025

What kind of Auto Insurance covers the cost of repairs, damages, and medical bills from resulting injuries?

• Liability

• Collision

• Comprehensive

• Uninsured Motorist

Which of these would be a Temporary Substitute auto in the Personal Auto Policy

• Your employer allowing you to use a company car

• Renting a vehicle while on vacation

• Rent a vehicle when your auto is being repaired due to a covered loss

• Borrowing your neighbor's vehicle to go pick up your kids at school

What is the maximum time period to receive payment from the medical payments coverage of the personal Auto Policy?

• 1 year

• 2 years

• 3 years

• 4 years

How long after theft of a vehicle will the transportation expenses be paid?

• 12 hours

• 24 hours

• 48 hours

• 72 hours

The medical section of a personal auto policy pays?

• Maximum per occurence

• Maximum per person

• Maximum per accident

• Maximum per policy period

A person is hit by an unknown person in their auto causing damage to their car. Which coverage part will pay?

• Comprehensive

• Uninsured motorist

• Liability

• Medical

The other than collision-comprehensive coverage will pay for which of these in the personal auto policy?

• A vehicle collided with another vehicle

• A vehicle collided with a deer

• A vehicle collided with a mail box while backing out of the driveway

• A vehicle collided with a building while driving a rental vehicle

If an insured hits a pothole while driving and files a claim how much would their insurance company pay?

• Pay anything over the deductible

• Cover the loss as a whole

• Will only pay if the insured pays a separate premium and deductible

• Will not cover the loss

If an insured swerves to miss hitting a deer but hits a tree, how would the loss be paid?

• Split between Collision and Other-Than-Collision

• Paid under Collision

• Paid under Other-Than-Collision

• Loss is not covered

What is the minimum additional coverage under an Umbrella Policy?

• $10million

• $5million

• $1million

• $100million