NGPF Managing Credit
Flashcard
•
Business
•
9th - 12th Grade
•
Hard
Wayground Content
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16 questions
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1.
FLASHCARD QUESTION
Front
The interest rate a credit card user will be charged on the unpaid portion of their balance
Back
Annual Percentage Rate (APR)
2.
FLASHCARD QUESTION
Front
A legal process that relieves debtors of the responsibility of paying their debts or protects them while they try to repay
Back
Bankruptcy
3.
FLASHCARD QUESTION
Front
Attempted recovery of a past-due credit obligation or debt by a collection department or agency
Back
Collections
4.
FLASHCARD QUESTION
Front
An agreement in which a borrower receives something of value now and agrees to repay the lender in the future, generally with interest
Back
Credit
5.
FLASHCARD QUESTION
Front
A company that collects and sells information about how individual people manage their credit (e.g. Equifax)
Back
Credit Bureau
6.
FLASHCARD QUESTION
Front
A certified financial advisor who works for an accredited nonprofit specializing in helping consumers repay debt in a responsible manner
Back
Credit Counselor
7.
FLASHCARD QUESTION
Front
A record of a person's use of credit over time; your credit history plays an important role in determining your credit score
Back
Credit History
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