I’ll ask my family members.

I already have an insurance plan.

FD returns are better if I put in FD for 3/5 years.

I am getting better returns at lesser prices through online mode.

I'll get better returns if I put my money in Mutual Funds/Equity.

I had a past experience with insurance.

I'll confirm with my CA or my CA is advising to put money somewhere else.

I don't need an insurance Plan.

You ask for too much documentation.

I had a bad experience in the past.