Week 5 + 6 of Dave Ramsey Financial Principles

Week 5 + 6 of Dave Ramsey Financial Principles

12th Grade

20 Qs

quiz-placeholder

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Week 5 + 6 of Dave Ramsey Financial Principles

Week 5 + 6 of Dave Ramsey Financial Principles

Assessment

Quiz

others

12th Grade

Easy

Created by

Aspen Farmer

Used 1+ times

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20 questions

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1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is Dave Ramsey’s opinion on credit cards?

They're fine if you pay them off monthly

Avoid them completely

Good for building wealth

Only use them for emergencies

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is a common myth about credit scores?

They are required for renting an apartment

They indicate wealth

They are essential for financial success

They measure how smart you are with money

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Why does Ramsey say you don’t need a credit score?

You can’t live without one

It helps get free flights

You can live debt-free and pay cash for everything

It protects you from identity theft

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is a credit report?

A report on your monthly income

A history of your debt and payment habits

A summary of your savings

A form to apply for a loan

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which of the following is a sign someone may be falling into a credit trap?

Paying off credit cards in full every month

Making only the minimum payments

Using cash for all purchases

Having a savings account

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Why do credit card companies offer rewards?

To help people save

To teach good money habits

To encourage spending and borrowing

To support community banking

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

According to Ramsey, what should you use in place of credit for emergencies?

A personal loan

An emergency savings fund

A balance transfer card

Borrowing from friends

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