Health Insurance Quiz

What does RSBY stand for?

• Rashtriya Swasthya Bima Yojana

• Rajya Sabha Bima Yojana

• Rural Swasthya Bima Yojana

• Rashtriya Suraksha Bima Yojana

Which regulatory body oversees the insurance sector in India?

• SEBI

• IRDAI

• RBI

• NABARD

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides health coverage up to:

• ₹2 lakh per family per year

• ₹3 lakh per family per year

• ₹5 lakh per family per year

• ₹10 lakh per family per year

Which of the following is a feature of PM-JAY?

• Coverage limited to government hospitals

• Only for individuals above 60 years

• No restriction on family size, age, or gender

• Applicable only in urban areas

What is the primary objective of health insurance?

• To provide free health services

• To offer financial protection against medical expenses

• To promote medical tourism

• To fund medical research

What is a 'deductible' in health insurance terms?

• The amount the insurer pays before coverage starts

• The amount the insured pays before the insurer covers expenses

• A discount offered on premium

• A penalty for late premium payment

Which scheme provides health insurance specifically for farmers in India?

• Pradhan Mantri Fasal Bima Yojana

• Ayushman Bharat

• Mahatma Jyotiba Phule Jan Arogya Yojana

• Rashtriya Swasthya Bima Yojana

What is the role of IRDAI concerning senior citizens' health insurance?

• Restricting policies for those above 65 years

• Removing age limits for purchasing health insurance

• Providing free insurance to all senior citizens

• Mandating higher premiums for seniors

What is 'co-payment' in health insurance?

• Full payment by the insurer

• A fixed amount paid by the insured for each medical service

• A bonus received for no claims

• The premium amount

Which of the following is NOT typically covered under standard health insurance policies?

• Hospitalization expenses

• Cosmetic surgeries

• Pre-existing diseases after waiting period

• Daycare procedures